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#小程序://旅游+保险/MZDHKjraJBZlDlt
两类保障需求，三款计划可了解。先比较，再查看适用于您行程和居住州的报价。Two coverage needs, three plans to explore. Compare first, then check a quote for your trip and state of residence.
关注已预付且不可退还的旅费，以及旅途中风险。取消须符合受保原因与条款。For prepaid, nonrefundable trip costs as well as on-trip risks. Cancellation must meet covered-reason and policy requirements.
Ultimate · Advantage关注旅途中的紧急医疗、中断、延误和行李等风险。不含出发前取消保障。For on-trip medical, interruption, delay and baggage risks. No pre-departure trip cancellation coverage.
Travel Med Go以下为简要介绍，不是完整保障对照；详细限额、条件与除外责任请查看宣传单和适用保单。A brief introduction, not a complete coverage comparison. See the brochures and applicable policy for limits, conditions and exclusions.
含取消保障Includes trip cancellation
UZ-1224
含取消保障Includes trip cancellation
AZ-1224
仅旅途中保障On-trip protection only
TMGZ-1224
这些为所提供的标准版（STD）宣传单，并非您居住州的完整保单。计划供应、限额、免赔额、条件及除外责任可能因州别与版本而异；以当前报价和适用保单为准。购买保险为自愿，不能保证任何索赔获批。These are the supplied standard (STD) flyers, not your full state-specific policy. Plan availability, limits, deductibles, conditions and exclusions may vary by state and version. The current quote and applicable policy govern. Insurance is optional; claim approval is not guaranteed.
不是。标准取消保障只适用于保单列明的受保原因，并须符合条件；并非任何疾病或改变主意都能获赔。Ultimate 的“因任何原因取消”属于另购升级，并有资格、时限及赔付限制。No. Standard cancellation benefits apply only to covered reasons and policy conditions—not every illness or change of mind. Ultimate’s Cancel for Any Reason is a separate optional upgrade with eligibility, timing and reimbursement limits.
首次支付旅行订金后应尽早查看计划。Ultimate 宣传单列出的既往病症除外责任豁免，要求在首次订金后 21 天内购买、投保全部预付且不可退还的旅费，并在购买时具备旅行能力。仍须满足全部条款及州别要求；并非自动承保既往病症。Review plans soon after your first trip deposit. The Ultimate flyer describes a waiver requiring purchase within 21 days of the initial deposit, insurance of all prepaid nonrefundable trip costs, and being medically able to travel when purchasing. All policy and state requirements still apply; pre-existing conditions are not automatically covered.
不是。旅行协助由保单指定的服务机构提供；理赔须另行提交证明，并按条款审核。旅途中需要帮助时，请使用您保障确认书上的协助电话。No. Travel assistance is provided by the service provider named in the policy. Claims require documentation and a separate review under the policy terms. For help during your trip, use the assistance number on your confirmation of coverage.
在线查看 Travelex 报价，或联系耀华旅游了解一般计划信息。View a Travelex quote online, or contact Holiday China for general plan information.
